Credit Acceptance | CACC - EPS Earnings Per Share

Credit Acceptance reported $11.35 in EPS Earnings Per Share for its fiscal quarter ending in December of 2025.

Fiscal	Calendar	Actual	Consensus	Previous	Date
FY2025Q4	Dec/2025	11.35	10.01	10.17	Jan/29 2026
FY2025Q3	Sep/2025	10.28	9.52	8.79	Oct/30 2025
FY2025Q2	Jun/2025	8.56	9.71	10.29	Jul/31 2025
FY2025Q1	Mar/2025	9.35	8.55	9.28	Apr/30 2025
FY2024Q4	Dec/2024	10.17	7.93	10.06	Jan/30 2025

Financials

Stock Price

USD

Assets

USD 8.63B

Cash and Equivalent

USD 22.8M

Cost of Sales

USD 18.6M

Current Assets

USD 8.48B

Current Liabilities

USD 871.8M

Debt

USD 6.35B

EBIT

USD 270.8M

EBITDA

USD 149.7M

Employees

2.43K

EPS Earnings Per Share

USD 11.35

Equity Capital and Reserves

USD 1.52B

Gross Profit on Sales

USD 295.5M

Interest Expense on Debt

USD 113.8M

Interest Income

USD 5.7M

Loan Capital

USD 6.35B

Market Capitalization

USD 5.93B

Net Income

USD 122M

Operating Expenses

USD 309.1M

Operating Profit

USD 270.8M

Ordinary Share Capital

USD 10.68M

PE Price to Earnings

USD 10.57

Pre-Tax Profit

USD 157.2M

Sales Revenues

USD 579.9M

Selling and Administration Expenses

USD 83M

Trade Creditors

USD 400.2M

Trade Debtors

USD 7.98B

	Eps		Date
ABG Sundal Collier	NOK 0.14	0.06	Sep/2025
AerCap	USD 3.95	1.02	Dec/2025
Air Lease	USD 2.2	0.91	Dec/2025
Ally Financial	USD 1.09	0.06	Dec/2025
American Express	USD 3.53	0.61	Dec/2025
Americas Car Mart	USD 0.61	0.76	Oct/2024
Avanza Bank	SEK 3.88	0.49	Dec/2025
Bajaj Finance	INR 6.4	1.45	Dec/2025
Barclays	GBP 0.09	0.01	Dec/2025
Block	USD 0.71	0.17	Dec/2024
Brait SE	ZAR -0.12	0.11	Jun/2025
Bread Financial Holdings	USD 2.07	1.95	Dec/2025
Capital One Financial	USD 3.86	2.09	Dec/2025
Citigroup	USD 1.81	0.43	Dec/2025
Coinbase Global	USD 0.66	0.84	Dec/2025
Consumer Portfolio Services	USD 0.2	0.01	Sep/2024
Credit Acceptance	USD 11.35	1.07	Dec/2025
Deutsche Bank	EUR 0.76	0.13	Dec/2025
Encore Capital	USD 3.17	0.68	Sep/2025
Enova International	USD 3.46	0.1	Dec/2025
Ezcorp	USD 0.4	0.2	Dec/2024
Fifth Third Bancorp	USD 1.04	0.13	Dec/2025
FirstCash	USD 2.64	0.38	Dec/2025
Green Dot	USD 0.14	0	Dec/2023
Hongta Securities	CNY 0.04	0.01	Sep/2025
JPMorgan	USD 4.63	0.44	Dec/2025
JSE	ZAR 5.11	0.84	Dec/2024
LendingTree	USD -4.34	4.92	Sep/2024
Mastercard	USD 4.76	0.38	Dec/2025
Navient	USD 0.02	0.86	Dec/2025
Nelnet	USD 2.95	2.1	Sep/2025
Nicholas Financial	USD -0.07	0.42	Sep/2024
Ninety One	GBP 0.09	0.02	Jun/2025
Nutun Limited	ZAR -0.16	0.18	Dec/2025
OneMain Holdings	USD 1.59	0.31	Dec/2025
Partners Holding Ag	CHF 20.76	2.96	Jun/2025
PayPal	USD 1.23	0.11	Dec/2025
PRA	USD -10.43	11.51	Sep/2025
PSG Konsult	ZAR -7.61	5.45	Dec/2025
Quilter	GBP 0.02	0.05	Jun/2025
Regional Management	USD 0.96	0.2	Dec/2024
Sfi Pao	RUB 103.92	20.38	Jun/2023
SLM	USD 1.12	0.49	Dec/2025
Synchrony Financial	USD 2.04	0.82	Dec/2025
Upbound Group	USD 1.01	0.01	Dec/2025
Visa	USD 3.17	0.19	Dec/2025
Wells Fargo	USD 1.62	0.04	Dec/2025
World Acceptance	USD 2.45	1.54	Dec/2024
Zeder Investments	ZAR 0	0.01	Dec/2025

	Actual	Chg	%Chg
Crude Oil	66.204	0.57	0.87%
Brent	71.348	0.58	0.82%
Natural gas	2.8523	0.02	0.75%
Gasoline	1.9926	0.01	0.41%
Heating Oil	2.6892	0.00	0.09%
Gold	5185.95	45.90	0.89%
Silver	88.447	1.22	1.40%
Copper	5.9402	0.01	0.16%
Soybeans	1145.37	5.87	0.52%
Wheat	567.79	0.29	0.05%
Coal	117.00	0.50	0.43%
Steel	3033.00	23.00	-0.75%
TTF Gas	30.14	1.32	-4.18%
Lumber	565.00	5.50	-0.96%
Iron Ore CNY	743.00	2.50	0.34%
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	Actual	Chg	%Chg
EURUSD	1.17778	0.0005	0.05%
GBPUSD	1.35016	0.0012	0.09%
AUDUSD	0.70748	0.0017	0.24%
NZDUSD	0.59688	0.0002	0.03%
USDJPY	155.763	0.1050	-0.07%
USDCNY	6.87652	0.0029	-0.04%
USDCHF	0.77357	0.0006	-0.08%
USDCAD	1.36953	0.0005	-0.03%
USDMXN	17.1842	0.0098	0.06%
USDINR	90.9030	0.0154	-0.02%
USDBRL	5.15320	0.0011	-0.02%
USDRUB	76.6100	0.3150	-0.41%
USDKRW	1440.72	0.7000	-0.05%
DXY	97.837	0.0448	-0.05%
USDTRY	43.8543	0.0042	-0.01%
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	Actual	Chg	%Chg
US500	6890.07	52	0.77%
US30	49226	52	0.11%
US100	25040	63	0.25%
JP225	58031	710	1.24%
GB100	10681	4	-0.04%
DE40	25093	107	0.43%
FR40	8519	22	0.26%
IT40	46652	48	-0.10%
ES35	18190	99	-0.54%
ASX200	9083	61	0.67%
SHANGHAI	4117	35	0.87%
SENSEX	82226	1,069	-1.28%
TSX	33970	194	0.57%
MOEX	2777	3	-0.12%
IBOVESPA	191490	2,637	1.40%
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	Actual	Chg	%Chg
Apple	272.14	5.96	2.24%
Tesla	409.40	9.57	2.39%
Microsoft	389.00	4.53	1.18%
Amazon	208.59	3.32	1.62%
Meta	639.05	1.80	0.28%
Nvidia	192.81	1.26	0.66%
Visa	307.17	0.65	0.21%
JPMorgan	297.30	0.37	-0.12%
Oracle	146.14	4.83	3.42%
J&J	246.28	0.44	0.18%
P&G	165.28	0.11	0.07%
Exxon Mobil	149.27	1.49	-0.99%
Alphabet	310.96	0.53	-0.17%
Goldman Sachs	902.27	9.96	1.12%
Caterpillar	768.23	11.76	1.55%
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	Actual	Chg	%Chg
United States	4.0420	0.004	0.00%
United Kingdom	4.3040	0.007	0.00%
Japan	2.1000	0.013	-0.01%
Australia	4.7110	0.012	0.01%
Germany	2.7076	0.008	-0.01%
Brazil	13.4800	0.030	-0.03%
Russia	14.3200	0.030	0.03%
India	6.6670	0.046	-0.05%
Canada	3.1900	0.002	0.00%
Italy	3.3219	0.006	-0.01%
France	3.2705	0.009	-0.01%
South Africa	7.9400	0.045	0.05%
China	1.7940	0.016	-0.02%
Switzerland	0.2330	0.015	-0.02%
Chile	5.2800	0.000	0.00%
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	Actual	Chg	%Chg
Bitcoin	66219	2,148	3.35%
Ether	1920.29	67.2600	3.63%
Binance	596.7	11.2500	1.92%
Cardano	0.26945	0.0107	4.13%
Solana	82.4641	3.4341	4.35%
Ripple	1.39597	0.0478	3.55%
Polkadot	1.30	0.0596	4.80%
Avalanche	8.66	0.3603	4.34%
Polygon	0.11	0.0005	-0.44%
Cosmos	2.09	0.0968	4.85%
Dai	1.00018	0.0003	0.03%
Litecoin	52.880	1.7300	3.38%
Uniswap	3.53	0.1888	5.65%
Algorand	0.08	0.0005	0.64%
Bitcoin Cash	505.73	20.3900	4.20%
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